$5 a month is 6% of a $1,000 account.

A small monthly price can hide a large percentage. Compare three current US robo-adviser fee schedules, flip Betterment's recurring-deposit condition, cross the $24k and $25k thresholds, and inspect every monthly cashflow in a transparent hypothetical projection. Includes all marginal tiers, 684-row fee-atlas export and complete ledger downloads. Official pricing checked 29 October 2026; fees and services differ.